It all started back in 1993 when the concept of a Shared Risk program was born out of empathy for couples facing the emotional and financial burden of infertility. Imagine a couple, Alex and Jamie, who had already invested a significant amount in IVF treatments that didn’t lead to a pregnancy. They were left feeling hopeless, especially since they were counting on those funds for adoption. That’s when the idea of a program arose where couples could embark on a journey towards parenthood without the fear of financial ruin if things didn’t go as planned.
And so, the Shared Risk 100% Refund Program was created: couples can sign up for up to six IVF cycles for a fixed price, allowing them to either take home a baby or get their full payment back. How cool is that? Plus, if at any point they decide to step away from the program, they can get a refund. Of course, there might be a few exceptions, so it’s best to chat with a financial counselor for the nitty-gritty details. In 2015 alone, over 1,300 couples took the plunge and enrolled in this program, with about 82% ultimately welcoming a baby into their lives.
Who Can Join This Program?
It’s available for those looking to use their own eggs or opt for the Donor Egg Program. Interestingly, around 70% of patients using their own eggs are likely to qualify. And even if you’re from out of state or an international patient, you’re still in luck! We can coordinate care to make it as smooth as possible for you.
What’s Included in This Program?
It covers all medical and lab services for up to six complete IVF cycles, from the start of medications all the way to the first pregnancy blood test. If you’re using a donor egg, it also includes monitoring and retrieval costs. Plus, any viable embryos not transferred can be cryopreserved, and you can have Frozen Embryo Transfers (FETs) until you achieve a pregnancy or opt out of the program.
ICSI and PGT-A
Let’s talk about ICSI for a moment. If there are issues with sperm, your doctor may suggest ICSI, where a single sperm is injected into an egg. It’s a helpful procedure, especially for male infertility cases. And then there’s PGT-A, which screens embryos for chromosomal abnormalities, improving your chances of a successful pregnancy. It’s a great option for those who have faced repeated miscarriages or are concerned about genetic issues.
Shared Risk Program for Frozen Embryo Transfers
For those with frozen embryos from a previous IVF cycle, there’s a Shared Risk 100% Refund Program for Frozen Embryo Transfers too! It’s similar to the main program and offers unlimited treatment cycles for a flat fee. The possible outcomes? A successful pregnancy, a full refund if you withdraw, or a refund if you use all embryos without conceiving.
Comparing Programs
Some of you might be weighing this program against a Multi-Cycle Discount Program, which offers a flat fee for two IVF cycles and unlimited FETs. Keep in mind, though, that the Multi-Cycle program doesn’t guarantee a baby or a full refund, whereas the Shared Risk program does.
Get Started
If you have more questions or want to get started, check out our other blog posts on the topic, like this one about home insemination techniques pause pose extended hand to big toe. It’s an exciting time, and there are many resources out there to help you on your journey, including this one for IUI, and if you’re looking for tools, this artificial insemination kit is great too!
Conclusion
In summary, the Shared Risk 100% Refund Program offers a unique safety net for couples navigating the emotional rollercoaster of infertility. With the potential for multiple IVF cycles and a money-back guarantee, it provides peace of mind as you embark on the path to parenthood.