Imagine yearning for a child, only to discover that the solution is out of your financial reach. This was the case for 35-year-old Mia and her partner, who faced years of challenges due to infertility issues. Despite having options, they found that the costs involved were overwhelming.
“Our insurance covered tests, but when it came to treatments, we were on our own,” Mia shared, reflecting on their initial journey. “When we learned that IVF was likely our best chance, we felt hopeless since we couldn’t afford it.”
After being referred to a fertility clinic a few years ago, Mia hesitated. “I thought, ‘What’s the point?’ But we decided to explore the options available to us,” she said. Unfortunately, the financial burden felt insurmountable.
In 2010, they revisited the clinic, hoping to inquire about financing. Mia recalls, “The doctor was incredibly empathetic and offered to lower his fees, which brought me to tears.” Then they learned about a new initiative designed to help couples like them—it’s called Shared Help.
Exciting Developments
Years ago, the fertility clinic made headlines when Dr. James Carter introduced the Shared Risk 100% Refund program, which allows patients to pay a single fee for multiple IVF attempts, with a full refund if they don’t achieve a live birth. This groundbreaking program has since been adopted by numerous fertility centers worldwide, helping countless couples realize their dreams of parenthood. As economic hardships continued for many, the clinic sought further ways to assist those in need of fertility treatments.
“The Shared Help program was developed to support patients who found treatment out of reach due to financial constraints,” Dr. Carter explained. “We discovered that many patients hesitated to disclose their financial situations. This program aims to connect help with those who genuinely need it.”
After a successful pilot in 2010, the Shared Help Program was officially launched to eligible patients.
How the Shared Help Program Works
Individuals with a household income of $95,000 or less can apply for Shared Help. Those approved receive discounts on various fertility services offered by the clinic. “The only costs not covered are for services outside our facility, like certain tests or medications,” noted the clinic’s financial services director, Lisa Green. “We’re constantly refining this program, with support from pharmaceutical partners.”
To be eligible, applicants must be under 42 years of age; however, older applicants may qualify if they also meet criteria for the Donor Egg program. If a patient has insurance, only the portions of treatments not covered by their plan will receive discounts.
Approval lasts for one year, and reapplication with updated tax information is needed for ongoing treatment.
A Couple’s Experience with Shared Help
Mia was pleasantly surprised by the straightforward application process, which required only a brief questionnaire and their last two years’ tax returns. Within a week, she received news that left her ecstatic—the clinic offered them IVF with a significant discount.
“I always thought fertility treatments were for others, not for us,” Mia expressed. “The Shared Help Program made it possible for us. The clinic gave us a chance that I never believed we could have.”
Though their first IVF cycle didn’t result in pregnancy, Mia and her partner still qualify for discounts on future attempts. Shared Help has given them the opportunity to keep trying for their dream family.
Mia shared her experience with friends, highlighting the simplicity of the process and the generosity of the program. “I’m not sure what the average household income is in the U.S., but I think everyone I know would qualify for this program. Every fertility clinic should consider something like this.”
Mia’s enthusiasm for her experience at the clinic goes beyond the financial assistance. “All the staff treated us with such care, like our needs mattered. We never felt judged for receiving financial help,” she remarked.
For those interested in learning more about Shared Help and its benefits, there are valuable resources available, including excellent information on pregnancy and home insemination.
In summary, Shared Help stands as a beacon of hope for many couples facing infertility challenges, making treatment more accessible and affordable. The program has already changed lives and continues to support those seeking to build their families.